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For Quotes Chimp reason, our discussion of auto insurance will deal with topics that would have seemed almost irrelevant only a few years ago. Issues such as limiting the legal rights of injured people to have their day in court, no-fault versus fault insurance systems, and the concept of territorial rating will be addressed. In addition, we will introduce you to the ins and outs of your auto insurance policy, a less dramatic but still necessary step toward helping you achieve a state of "consumer power." We will take you into the world of the personal injury lawsuit and contingency fee lawyers ("Toto, I've a feeling we're not in Kansas anymore"). Finally, we will recommend ways both today and in the future to keep the price of your auto insurance from forcing you out of car and garage. So, to paraphrase a famous Bette Davis line, fasten your seat belts, it's going to be a bumpy ride.